Revolut Pay

Revolut Pay is a fast, secure digital wallet and online checkout feature created by Revolut that lets customers pay directly from their Revolut account balance or via saved cards with a single click.

Revolut can be used globally anywhere Visa or Mastercard are accepted, spanning the UK, the European Union, the United States, Australia, Mexico, India, and more than 150 other countries.

How It Works

For Revolut Users: When checking out at a participating online merchant or scanning a QR code in person, you select Revolut Pay, which automatically opens your Revolut app so you can confirm the purchase in one tap using biometrics or a PIN—without typing in card or bank details.

For Non-Revolut Users: You do not need to have a Revolut account to use it. You can check out using any saved Visa or Mastercard, and you are later prompted to set up an account if you wish to collect rewards.

Funding Flexibility: You can pay using your existing Revolut account balance or a linked external card.

Key Features

One-Click Checkout: Eliminates the need to manually enter long card numbers, expiration dates, or security codes.

Enhanced Security: Full card and bank details are never shared directly with the merchant. Transactions are protected with biometric login and two-factor authentication.

Rewards & Points: Users can earn Revolut points or cashback on eligible purchases made through Revolut Pay.

Buyer Protection: Purchases are backed by Revolut's buyer protection policies (subject to specific terms and conditions).

Activate Revolut

From your Stripe dashboard, from the Overview tab click this 'Edit' button next to capabilities.

Scroll to 'Revolut Pay payments' and click 'Request' > then at the bottom click 'Request Capabilities.'

You'll now see a green check next to the word 'Active.'

Back in Momence, click Settings > Get Paid > under Accept direct debit payments enable 'Revolut Pay'.

You'll now see Revolut as an option in checkouts.

TWINT

TWINT is Switzerland's leading mobile payment system and digital wallet, used by over 6 million people. Developed in 2014 and backed by major Swiss banks and financial companies, it links a user's smartphone directly to their bank account, credit card, or prepaid balance.

Key Features

In-Store & Online Checkout: Pay at cash registers, vending machines, and online shops by scanning a QR code with the app.

Peer-to-Peer Transfers: Send, receive, or request money directly to and from other people using their mobile phone numbers.

Bill Splitting & Requests: Easily split restaurant bills or group expenses with friends.

Additional Services: Pay for ticket-free parking, buy digital vouchers, store loyalty/membership cards (like Coop or Migros), make charitable donations, or take out insurance policies.

How It Works

Users download the TWINT App or their specific bank's branded version of TWINT and link it to a Swiss bank account or card.

Payments are processed in real-time. For merchants, transactions are completed via QR codes or terminal integration (supported by providers like Adyen).